Examine a bad economic habit of theirs that they wish to alter
Understand the Habit Cycle as described by Charles Duhigg in their guide, the ability of practice
Create and perform an agenda to assist them to alter their bad habit that is financial
Think about the way the Habit Cycle empowers them to alter their practices
ANALYZE: The Impact of Ads
In this task, pupils should be able to:
Comprehend the different techniques advertisers used to influence customers
Review 6 different commercials and determine which methods advertisers are employing most effectively
DETERMINE: Play the Lottery or Save? (Sp)
In this task, pupils should be able to:
Use an on-line calculator to determine the worthiness a normal texan who generally plays the lottery would draw out by spending the amount of money in a your retirement account rather.
For sale in English & Spanish
DETERMINE: The Expense of Rent-to-Own
In this task, pupils should be able to:
Utilize a charge card calculator and some information from Consumer Reports to compare the expense of “purchasing†a washer dryer from Rent-to-Own versus purchasing the exact same washer dryer on credit cards.
CARTOONS: Predatory Lending
In this task, pupils should be able to:
Examine number of cartoons about predatory lending and choose one to investigate in more level
Explain the cartoon’s key message about predatory financing and exactly how it illustrates that message
COMPARE: Forms Of Identity Theft (Sp)
Explore the various types of identification risk and theft facets for every.
SMALL PRINT: Car Title Loan Agreement
With this specific print that is fine should be able to:
Read a car name loan contract by reviewing details such as for example interest price and repayment schedules
Recognize exactly just how automobile name loans causes consumers to get into much much deeper financial obligation
TERMS AND CONDITIONS: Cash Advance Agreement
With this specific small print pupils should be able to:
Read a loan that is payday by examining details including APRs and interest
Recognize just how pay day loans can cause customers to get into much deeper financial obligation
INTERACTIVE: Are You Currently Hacked?
In this task, pupils should be able to:
Finish a quiz to observe how often times their private information was hacked
Propose solutions to prevent these hacks
INTERACTIVE: Shady Sam
In this activity, pupils should be able to:
Have fun with the part of that loan shark
Determine what techniques loan providers use to optimize their earnings
Determine which loan terms increase profits for loan providers
Find out about several types of loans and fees loan providers offer and cost
INTERACTIVE: Win the Powerball!
In this task pupils should be able to:
«Play» the Powerball using an internet lottery simulation and explore the chances of winning the jackpot that is huge
Observe how they fare standing up against the powerful imagery that is positive attraction associated with the Powerball ads
Complete an optional mathematics bonus area to dive just a little much much deeper in to the possibility of any specific number being chosen a success
MOVE: Is This a Pitfall?
In this task, pupils will be able to:
Think critically about some traditional monetary pitfalls and understand that individual values and circumstances have impact that is great the economic choices individuals make.
Get right up and going, from their seats!
TASK: Create a scam Guidebook
In this task, pupils should be able to:
Operate in groups to produce A scam Guidebook
Have full Scam Guidebook that every pupil can think about when every team contributes
TASK: produce a PSA or Ad for Predatory Lending
In this task, students should be able to:
Work in teams to either
Develop a service that is public teaching their market to remain far from predatory lenders OR
Create adverts persuading their potential audience to make use of their kind of predatory financing item
PROJECT: Establish an ID Theft Awareness Campaign
In this task, students will be able to:
Publish a Public Awareness Campaign to aid students in school find out about several types of ID theft and means they may be able protect their information
Work with groups to conduct research and produce interaction tools which they will utilize through the campaign
TASK: The Million Dollar Matter: Is the Lottery Good or Bad?
In this activity, pupils should be able to:
Participate in a debate on whether state-operated lotteries benefit or harm lottery champions and culture in general
Have a side, conduct research on arguments and counterarguments, and form a personal viewpoint after the debate
TASK: The True Relationship Test: Reconcile Your Money
In this activity, pupils should be able to:
simply simply Take from the part of the character that is quickly become married
Training reconciling their funds by having a partner on many different subjects inside their economic lifestyles, such as for instance housing, financial obligation, etc.
Think about the significance of having a discussion about funds having a partner or spouse
TASK: Write a Children’s Book on Bankruptcy
In this task, students should be able to:
Work with partners to publish and produce a Children’s Book about Bankruptcy
STUDY: Bankrupt at 23
In this task, pupils should be able to:
Read and answer a article from a female who’d to seek bankruptcy relief at age 23 as a result of out-of-control charge card debt and spending.
BROWSE: Signature Loans
In this task, students should be able to:
Utilize this reading guide to know about all loans that are personal techniques to make use of if a member of family or buddy asks for the money.
ANALYSIS: Bankruptcy Internet Quest (Sp)
In this task, pupils should be able to:
Make an online search to analyze definitions for key bankruptcy terms.
Establish the vocabulary within their words that are own offer examples.
Obtainable in English & Spanish
ROLEPLAY: Say NO to Loan Needs (Sp)
In this task, pupils will be able to:
Role-play decreasing to provide loans that are personal relatives and buddies in many different real-world situations.
